admin1 Life insurance is one of the things that almost the majority of the population would like to have.
Having life insurance is a guarantee that our loved ones will receive a salary allowance. The above, so that they can be maintained and subsisted at the time when their loved one could be missing.
It is common to hear our relatives talk about the acquisition of life insurance where the main beneficiaries would commonly be parents, children and spouse of the person who purchases the insurance.
Think that you are a superhero who protects your family from any danger, that is what life insurance does, it is like a magical shield that takes care of those we love, even if something happens to us.
¿What is life insurance?
It is possible to define life insurance as an agreement reached by two parties, in this case a person with a company.
This agreement seeks to help our family member in the event that the person leaves this world.
It is necessary to mention that in order to comply with the previous premise, it is necessary to make a monthly payment to the company in which we acquired the insurance, so that it is valid if collection is required.
There are multitudes of life insurance policies, all of them are oriented to the characteristics of each person.
In this way, a person who wishes to purchase life insurance and currently has a high-risk profession will be charged a much higher value than a person who has an ordinary life.
¿why do we need life insurance?
Just like in a video game, in which today we win and tomorrow we can lose. In this sense, what is at risk is our lives.
For this reason, having life insurance gives us the guarantee that if something happens to me, my family is financially protected with a bonus.
It is necessary to mention that life insurance can cover multiple situations and benefit not only family members, but also the person who is purchasing it.
For this reason, it is common to hear that life insurance is like obtaining or giving a “gift of love and protection” in case situations become a little difficult.
Advantages of having life insurance
1. In the event of death, this will provide support to the people that we wish to protect in life.
2. Due to disability, we will enjoy the insurance payment during our lifetime in the event that our health is affected and disability is medically certified.
3. Serious illnesses, some insurance policies include protection for the person in case their health status changes and becomes complicated.
4. Protection in case of accidents, either obtaining disability wages depending on what is contracted.
5. Life insurance adapts to people’s financial capabilities, which is why you can find very affordable insurance.
Finally, it is necessary to remember that life insurance in Colombia can be obtained up to age 89 or so. The above will depend on the entity with which we want to contract the insurance.
However, the older you are, the higher the charge for said insurance will be. But always keep in mind that life is a precious gift, protecting it with life insurance is giving or giving our loved ones a shield to continue fighting.
