admin1 Today I am going to talk about vehicle insurance, something that as a young driver seems super important to me.
When we acquire an asset such as a car, it is necessary to ask ourselves the following question:
Is it important to have vehicle insurance?
The answer to this question in a colloquial way would be: Insurance becomes a guarantee for the person who acquires it, since it generates a feeling of immunity against accidents, damage or loss of property.
What is vehicle insurance?
It is defined as an agreement reached by two parties, in this case the owner of the vehicle and the insurer.
These have different prices, in which the characteristics of the insurance are taken into account in order to agree on the monthly payment to be paid.
Types of insurance
As previously mentioned, there is a wide variety of alternatives when deciding to purchase car insurance, among the most common we can find:
1. Civil liability: This agreement allows the driver to have something up their sleeve in case they cause damage to property and goods or injuries to third parties, since the insurance is the one that will cover the expenses generated by the accident.
2. Extended civil liability: this coverage has a higher range of benefits than the standard one, it allows the person to drive more safely since it has insurance for legal expenses and additional specific damages to which they may be exposed.
3. Comprehensive coverage: This type of coverage is understood to be that which provides partial or total compensation for the amount of the vehicle. In addition, to provide additional mechanical or legal assistance services that may be required.
It is important to carefully read all the clauses, requirements and exceptions when purchasing insurance. The above, in order to be clear when the benefit is in force.
Vehicle insurance provides me.
– Economic security, as it supports the driver in case of damage and injuries.
– Total or partial repair of the insured property.
– Road peace of mind, knowing that you have insurance.
In addition, many insurances offer additional benefits such as.
– Roadside assistance, in case of repairs or damage while traveling.
– Some insurance policies include locative repairs to the owners’ homes.
– A plus point for those who have not required the use of their insurance is to have discounts on their next purchase for being supported by being an exemplary road driver.
Remember, driving is a great responsibility. Vehicle insurance is essential to protect you and your loved ones.
Vehicle insurance is a smart investment for any driver, providing safety, protection and peace of mind, so if you’re a driver, make sure you have good insurance.
